A home mortgage is the keystone to your entire financial plan. Mortgage decisions have a direct impact on every aspect of personal cash flow, risk management, asset accumulation, retirement and legacy planning.

Interest rates while important, should not be the single determining factor in selecting a mortgage. Even the lowest rate on the wrong loan can cost you thousands of dollars in unnecessary costs and interest.

Discovering the right mortgage is a complex process of analyzing an individual’s goals, desires, timeframes and needs, and managing those over time. We believe that any mortgage we structure should be reflective of your short and long term asset optimization goals. 25 years ago, there were only 9 different mortgage products available. Today there are more than 200 different mortgage products available in literally thousands of combinations. These combinations allow comprehensive mortgage planning to occur for virtually every situation.

At United Mortgage Financial Group, Inc. We don’t sell you a product because it is to our benefit, you and your needs come first. We strive to be creative problem solvers—not product pushers.